Excess Coverage

ABA Insurance Services offers Excess Coverage regardless of the primary carrier.


Our Excess Follow Form Liability is intended to follow the underlying policy(ies) in a layered program. The follow form policy adopts the provisions of the controlling underlying insurance, with limited exception. Highlights include:

  • Available for D&O, Securities, Bankers Professional, Employment Practices, Trust and Fiduciary Liability
  • Limits up to $10 million
  • Admitted paper in most states
  • True follow-form policy
  • No requirement for reinstatement or replacement of eroded or exhausted underlying limits
  • Broad attachment language

Our Side-A DIC D&O provides both excess A-Side D&O Insurance and can drop down to fill in gaps in your underlying D&O A-Side coverage. Product features include:

  • Excess A-Side
  • Limits up to $10 million
  • Admitted paper in most states
  • Non-follow form Difference in Condition (DIC) coverage (see coverage summary for details)

Excess Cyber insurance and Bond coverage are also available.


Excess Coverage Summaries

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.