Employment Practices Liability

ABA Insurance Services offers comprehensive EPLI program suitable for small businesses and nonprofit organizations, like yours. Employment Practices Liability Insurance (EPLI) provides protection for an employer and its employees against claims made by current, former, or potential employees for actual or alleged discrimination, wrongful termination, sexual harassment, and other employment-related allegations.



Businesses benefit from highly specialized coverage, including:

  • Policies from A+ (A.M. Best) and higher rated insurance companies
  • Third Party Coverage (i.e. customers, vendors, job applicants)
  • Defense Outside The Limits option
  • FLSA (also known as Wage & Hour) available in all states, including California
  • Full Prior Acts
  • Duty-to-Defend provision


ABA Insurance Services’ EPLI includes loss prevention services at no additional cost from Littler Mendelson, one of the nation’s leading employer defense firms. Littler provides legal services, HR resources and a toll-free helpline for employment-related issues to insureds, such as:

  • Attorneys from Littler are available to provide confidential consultations regarding employment matters such as terminations, disciplinary actions, and harassment issues
  • Online access to a sample employee handbook with recommended policies and procedures
  • Online access to an HR form library, including sample employment applications, offer letters, hiring guide, I-9 guidelines, performance evaluations, and termination checklists
  • Anti-harassment training for employees


EPL Agent Resources

EPL Marketing Resources